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  Getting my KiwiSaver funds for my first home

What
You may be eligible to either withdraw funds from KiwiSaver or recieve the First Home Grant, when buying your first home.
Who
First-time home buyers.

Talk to your KiwiSaver provider and Kāinga Ora - Homes and Communities about buying your first home.

You must be in KiwiSaver for at least 3 years before you withdraw funds for your first home.

You can withdraw:

  • your contributions
  • your employer’s contributions
  • the government contribution
  • interest you have earned
  • fee subsidies (if you got these).

You must leave $1,000 in your account. Funds transferred from an Australian Complying Superannuation scheme cannot be withdrawn.

KiwiSaver HomeStart grant

Depending on whether you're buying an existing home or a new build - you can get up to $10,000 towards buying your first home using the KiwiSaver HomeStart grant.

HomeStart helps people buy their first home, but if you’ve owned a home before you might still qualify.

Kāinga Ora - Homes and Communities administers this grant.