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Getting my KiwiSaver funds for other reasons

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What
Other reasons include bankruptcy, relationship property, student loans and in the event of your death.
Who
Anyone needing to withdraw KiwiSaver funds due to extreme circumstances.

Your KiwiSaver funds and bankruptcy

Your KiwiSaver funds are an asset. They may be used to pay off your debts if you become bankrupt. Find out more at the New Zealand Insolvency and Trustee website.

New Zealand Insolvency and Trustee Service 

Make sure you tell your provider your new IRD number if you’re assigned a new one after becoming bankrupt.

Relationship property and KiwiSaver funds

Your KiwiSaver funds may be relationship property.

Contact a lawyer for more information.

Paying a tax liability or student loan using a foreign superannuation transfer

If you transferred funds from a foreign superannuation fund into a KiwiSaver scheme, you may be able to withdraw from your savings. This can be used to pay tax due on your foreign superannuation scheme or foreign student loans.

Contact your KiwiSaver provider for more information.

Your KiwiSaver funds when you die

Your KiwiSaver funds will become part of your estate when you die. Make sure the person looking after your will knows who your provider is. They’ll need to contact your provider to get your funds.