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Joining KiwiSaver if I'm self employed or not working


You can join KiwiSaver by contacting the scheme provider of your choice directly.

You and your KiwiSaver provider will need to agree:

  • your contribution rate
  • any other terms and conditions.

You can pay your KiwiSaver contributions to either your provider or us.

If you're paying your KiwiSaver contributions through us, you can:

  • use the ‘Pay tax’ option through your internet banking
  • set up an automatic payment.

Check with your scheme provider to see if you can stop your contributions if you:

  • make regular contributions directly to your KiwiSaver scheme provider
  • stop working.

If you start earning a salary or wages, we’ll tell your employer to start deducting contributions.