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Opt out of KiwiSaver

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Gather your information

You will need your:

  • IRD number, address and contact details
  • bank account details for any refunds from us

If applicable, you will need your:

  • employer's business or trade name
  • employer's address or IRD number
  • employment start date
  • written consent from guardians or parents
  • reason for late opt out.

What happens next

If you opted out online

We’ll notify your employer if you opted out after 8 weeks. They’ll stop deducting KiwiSaver from your pay.

We’ll refund you any contributions your employer sent us.

Your employer will refund you any contributions they have.

It generally takes 30 working days to process a refund.

If you’re opting out within the 8 weeks, give the form to your employer.

Your employer will refund you any contributions they have.

If it’s a late opt out, send the form to us at the address printed on the form.

KiwiSaver opt out request KS10 (PDF 83KB) Download form