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Repayment holidays for student loans

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You can take a break from paying your student loan for up to 12 months while you travel overseas. You need to let us know if you want a repayment holiday either:

  • before you go overseas
  • within 6 months of leaving.

During your repayment holiday, interest is added to your student loan but you do not need to make repayments.

You can apply for a repayment holiday in myIR or by calling us.

Individuals - general questions

0800 775 247